Qualify based strictly on property rental income. No W-2s, no DTI checks, and no personal tax document hassle.
Complete in 30 seconds to generate your preliminary term sheet.
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Test your property cash-flow coverage ratio instantly.
| Feature | DSCR Program Standard | Hard Money Alternative |
|---|---|---|
| Max Leverage (LTV) | Up to 80% Purchase / 75% Cash-Out | Up to 85% Purchase / 100% Rehab |
| Income Verification | No Tax Returns / No W-2s | No Income Docs Required |
| Min Credit Score | 640 FICO | 600 FICO |
| State Coverage | 49 States (Excludes NY) | 49 States (Excludes NY) |